• Benefit & Cost Objectives
• Review of Current Plans
• State & Federal Regulations

DESIGN

• Presentation of Various Plan Specifications & Alternatives
• Benefit Illustrations & Comparisons

UNDERWRITE

• Liaison with Actuary & Insurers
• Self Insured Plans & TPA Services

INSTALL

• Employee Communications & Meetings
• Customized Plan Summary Booklets with your Organization's Specific Benefit Options & Supplements
• ID Cards
• Employer Administrator Training & Supervision
• One-on-One Meetings with each Employee

SERVICE

• Plan Maintenance
• Your Plan is Maintained to Stay in Compliance
• Provide Updates on Law Changes
• Agents Available to Enroll Each New Employee
• Full-time Staff available to provide - technical support, assistance with claims/billing problems, application processing
• Simplified Billings - multiple coverages, multiple insurance carriers, only one billing for your company
• Section 125 Services - Pre-Tax Payroll Deductions
• COBRA Assistance - Includes mailing notices, collecting premiums, monitoring to keep you in compliance
• Claims Consultations (problem solving, information & filing)
• Claims Cost Control & Reports when available